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Pennies – Personal Money, Budget & Finance Manager

By Magnetic Zero

View More By This Developer
iOS 3 can’t install from Safari. You can still download the IPA file, but you’re on your own after that.
Pennies – Personal Money, Budget & Finance Manager
  • Price
    $4.99
  • CategoryFinance
  • First releasedOctober 9, 2014
  • Versions1 archived
  • Installable1 of 1
  • AvailabilityStill on the App Store
  • SellerMagnetic Zero

RequirementsCompatible with iPhone and iPod touch. Requires iOS 7.0 or later.

Customer Ratings

As of December 13, 2024
     
1,640 Ratings

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Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!"

••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com Follow Pennies on Twitter – https://twitter.com/PenniesApp Contact me – [email protected]

To install apps directly onto this device, it must be jailbroken with AppSync installed.
1.1 (2.2)
Requires iOS 7.0+
October 11, 2014
7.1 MB Install Download

Chart History

Top Paid · Finance View chart ›
Peaked at #7 (August 15, 2021) · 27 archived captures · Jun 2021 – Sep 2021
Top Paid · Finance · iPad View chart ›
Peaked at #9 (July 2, 2021) · 27 archived captures · Jun 2021 – Sep 2021
Top Grossing · Finance · iPad View chart ›
Peaked at #63 (July 2, 2021) · 26 archived captures · Jun 2021 – Aug 2021
Top Grossing · Finance View chart ›
Peaked at #150 (August 15, 2021) · 1 archived capture · Aug 2021

Ratings Over Time

DateVersionRatingRatingsPrice
December 14, 2018 — ★ 4.7 915 $3.99
November 26, 2020 — ★ 4.6 1,457 $3.99
December 11, 2023 5.9.8 ★ 4.6 1,610 $4.99
December 4, 2024 6.0.0 ★ 4.6 1,639 $4.99
December 13, 2024 6.0.0 ★ 4.6 1,640 $4.99

From archived App Store listing data, captured by the Wayback Machine.

Archived Reviews

8 of 15
Really like the app, but want more from the Apple Watch version.
     
by BMWdriver2018 · November 19, 2025

I really like using this app for one off budgets and really enjoy that there are Apple Watch widgets to see the total you have left on a budget. My biggest gripe is that if you have more than one budget, you can only use the budget that first on your list. I wish you could choose which budget you want to view on your watch. Would be a game changer!

Wouldn’t Even Load
     
by kaw2256 · September 10, 2025

Got excited from the reviews. Downloaded. Put my paycheck info in. Then, nothing. Wouldn’t let me create anything after that.

Hot
     
by TedGag · June 14, 2025

Works well

Technical Issues
     
by CTS man · May 19, 2026

I’ve had this app for two years. It has a small memory for businesses that you enter. So you have to re-enter the business almost every time. Every time I use the app it suddenly just disappears from the screen and you have to start all over.

Hard to understand
     
by Md3marias · November 17, 2025

Tried the app with no success Could not find information how to use it

Simply yet Effective
     
by xAlexandraxThexGreatx · June 15, 2025

I recommend this app all the time to people for multiple years now. This has transformed how I budget. I find it such a simple way to track your variable costs (like groceries, fun spending, etc). I always update it right after I make an expense (like I have the receipt in my hand from the grocery store). You have your “running total” for each category, right in your pocket, to check so easily on the go (vs updating a spreadsheet at the end of the month - which is retroactive vs proactive). It has helped me be intentional for the last few years and save effectively!

Best simple budget tracker
     
by Jon C. from Seattle · December 30, 2025

This budgeting app can be as simple or as complex as you want it to be. For beginners, it offers a simple user interface that is easy to navigate and operate. For power users, it has robust automation tools to simplify complex budgets with multiple accounts and ledgers. For all, it offers nuanced flexibility without the baggage of complexity.

Used to be a great app
     
by budget warrior · December 15, 2025

I have used this app for years and loved it. But one of the latest updates changed the rollover feature. It used to ask during the budget setup if you wanted the budget to rollover each week. Now it doesn’t ask and I always forget. The only way to do it is to create the budget and then go into the edit menu and change it to rollover. And if you forget, tough luck. Unlike what the app says, yes you can change this at anytime, but it will only be for going forward. If you forget and the next week starts it won’t recalculate. Stupid update. I’m going to have to find a new budget app.

Period reviews recovered from Apple's customer-review feeds via the Wayback Machine.